<?xml version="1.0" encoding="UTF-8"?>
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  <!-- Core pages -->
  <url>
    <loc>https://policyyatra.co.in/</loc>
    <lastmod>2026-08-25</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1.0</priority>
  </url>

  <url>
    <loc>https://policyyatra.co.in/about/</loc>
    <lastmod>2026-08-25</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>

  <url>
    <loc>https://policyyatra.co.in/contact/</loc>
    <lastmod>2026-08-25</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>

  <url>
    <loc>https://policyyatra.co.in/grievance/</loc>
    <lastmod>2026-08-25</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
  </url>

  <!-- Health Insurance -->
  <url>
    <loc>https://policyyatra.co.in/health-insurance/</loc>
    <lastmod>2026-08-25</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.95</priority>
  </url>

  <url>
    <loc>https://policyyatra.co.in/health-insurance/family-health-insurance/</loc>
    <lastmod>2026-08-25</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.85</priority>
  </url>

  <url>
    <loc>https://policyyatra.co.in/health-insurance/individual-health-insurance/</loc>
    <lastmod>2026-08-25</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.85</priority>
  </url>

  <url>
    <loc>https://policyyatra.co.in/health-insurance/senior-citizen-health-insurance/</loc>
    <lastmod>2026-08-25</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.85</priority>
  </url>

  <!-- Motor Insurance -->
  <url>
    <loc>https://policyyatra.co.in/motor-insurance/</loc>
    <lastmod>2026-08-25</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.95</priority>
  </url>

  <url>
    <loc>https://policyyatra.co.in/motor-insurance/car-insurance/</loc>
    <lastmod>2026-08-25</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.9</priority>
  </url>

  <url>
    <loc>https://policyyatra.co.in/motor-insurance/car-insurance-renewal/</loc>
    <lastmod>2026-08-25</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.85</priority>
  </url>

  <url>
    <loc>https://policyyatra.co.in/motor-insurance/two-wheeler-insurance/</loc>
    <lastmod>2026-08-25</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.85</priority>
  </url>

  <url>
    <loc>https://policyyatra.co.in/motor-insurance/commercial-vehicle-insurance/</loc>
    <lastmod>2026-08-25</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>

  <!-- Home Insurance -->
  <url>
    <loc>https://policyyatra.co.in/home-insurance/</loc>
    <lastmod>2026-08-25</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.85</priority>
  </url>

  <url>
    <loc>https://policyyatra.co.in/home-insurance/contents/</loc>
    <lastmod>2026-08-25</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.75</priority>
  </url>

  <!-- Travel Insurance -->
  <url>
    <loc>https://policyyatra.co.in/travel-insurance/</loc>
    <lastmod>2026-08-25</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.85</priority>
  </url>

  <url>
    <loc>https://policyyatra.co.in/travel-insurance/international/</loc>
    <lastmod>2026-08-25</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.85</priority>
  </url>

  <url>
    <loc>https://policyyatra.co.in/travel-insurance/domestic/</loc>
    <lastmod>2026-08-25</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>

  <url>
    <loc>https://policyyatra.co.in/travel-insurance/student/</loc>
    <lastmod>2026-08-25</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>

  <url>
    <loc>https://policyyatra.co.in/travel-insurance/senior-citizen/</loc>
    <lastmod>2026-08-25</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>

  <!-- Industrial Insurance -->
  <url>
    <loc>https://policyyatra.co.in/industrial-insurance/</loc>
    <lastmod>2026-08-25</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>

  <url>
    <loc>https://policyyatra.co.in/industrial-insurance/factory-insurance/</loc>
    <lastmod>2026-08-25</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.75</priority>
  </url>

  <url>
    <loc>https://policyyatra.co.in/industrial-insurance/manufacturing-insurance/</loc>
    <lastmod>2026-08-25</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.75</priority>
  </url>

  <url>
    <loc>https://policyyatra.co.in/industrial-insurance/warehouse-insurance/</loc>
    <lastmod>2026-08-25</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.75</priority>
  </url>

  <!-- Commercial & Specialty -->
  <url>
    <loc>https://policyyatra.co.in/commercial-property-insurance/</loc>
    <lastmod>2026-08-25</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>

  <url>
    <loc>https://policyyatra.co.in/commercial-property-insurance/shop/</loc>
    <lastmod>2026-08-25</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.75</priority>
  </url>

  <url>
    <loc>https://policyyatra.co.in/commercial-property-insurance/office/</loc>
    <lastmod>2026-08-25</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.75</priority>
  </url>

  <url>
    <loc>https://policyyatra.co.in/marine-insurance/</loc>
    <lastmod>2026-08-25</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.75</priority>
  </url>

  <url>
    <loc>https://policyyatra.co.in/liability-insurance/</loc>
    <lastmod>2026-08-25</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.75</priority>
  </url>

  <url>
    <loc>https://policyyatra.co.in/business-insurance/</loc>
    <lastmod>2026-08-25</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>

  <!-- Compare -->
  <url>
    <loc>https://policyyatra.co.in/compare/</loc>
    <lastmod>2026-08-25</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.9</priority>
  </url>

  <url>
    <loc>https://policyyatra.co.in/compare/health-insurance/</loc>
    <lastmod>2026-08-25</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.9</priority>
  </url>

  <url>
    <loc>https://policyyatra.co.in/compare/car-insurance/</loc>
    <lastmod>2026-08-25</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.9</priority>
  </url>

  <url>
    <loc>https://policyyatra.co.in/compare/bike-insurance/</loc>
    <lastmod>2026-08-25</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.85</priority>
  </url>

  <url>
    <loc>https://policyyatra.co.in/compare/travel-insurance/</loc>
    <lastmod>2026-08-25</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.85</priority>
  </url>

  <url>
    <loc>https://policyyatra.co.in/compare/home-insurance/</loc>
    <lastmod>2026-08-25</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>

  <!-- Claims -->
  <url>
    <loc>https://policyyatra.co.in/claims/</loc>
    <lastmod>2026-08-25</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>

  <url>
    <loc>https://policyyatra.co.in/claims/health-insurance-claims/</loc>
    <lastmod>2026-08-25</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>

  <url>
    <loc>https://policyyatra.co.in/claims/motor-insurance-claims/</loc>
    <lastmod>2026-08-25</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>

  <url>
    <loc>https://policyyatra.co.in/claims/travel-insurance-claims/</loc>
    <lastmod>2026-08-25</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.75</priority>
  </url>

  <!-- Renewals -->
  <url>
    <loc>https://policyyatra.co.in/renewals/</loc>
    <lastmod>2026-08-25</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.75</priority>
  </url>

  <url>
    <loc>https://policyyatra.co.in/renewals/health-insurance-renewal/</loc>
    <lastmod>2026-08-25</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>

  <!-- Guides -->
  <url>
    <loc>https://policyyatra.co.in/resources/</loc>
    <lastmod>2026-08-25</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.7</priority>
  </url>

  <url>
    <loc>https://policyyatra.co.in/guides/what-is-general-insurance/</loc>
    <lastmod>2026-08-25</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.75</priority>
  </url>

  <url>
    <loc>https://policyyatra.co.in/guides/how-general-insurance-works/</loc>
    <lastmod>2026-08-25</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.75</priority>
  </url>

  <url>
    <loc>https://policyyatra.co.in/guides/what-insurance-do-i-need/</loc>
    <lastmod>2026-08-25</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.75</priority>
  </url>

  <url>
    <loc>https://policyyatra.co.in/guides/how-to-choose-insurance-policy/</loc>
    <lastmod>2026-08-25</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.75</priority>
  </url>

  <url>
    <loc>https://policyyatra.co.in/guides/health-insurance-waiting-period/</loc>
    <lastmod>2026-08-25</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.75</priority>
  </url>

  <url>
    <loc>https://policyyatra.co.in/guides/health-insurance-exclusions/</loc>
    <lastmod>2026-08-25</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.75</priority>
  </url>

  <url>
    <loc>https://policyyatra.co.in/guides/insurance-premium/</loc>
    <lastmod>2026-08-25</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.75</priority>
  </url>

  <url>
    <loc>https://policyyatra.co.in/guides/insurance-claim/</loc>
    <lastmod>2026-08-25</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.75</priority>
  </url>

  <url>
    <loc>https://policyyatra.co.in/guides/insurance-deductible/</loc>
    <lastmod>2026-08-25</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.75</priority>
  </url>

  <!-- Blog & News -->
  <url>
    <loc>https://policyyatra.co.in/blog/</loc>
    <lastmod>2026-08-25</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.65</priority>
  </url>

  <url>
    <loc>https://policyyatra.co.in/irdai-news/</loc>
    <lastmod>2026-08-25</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.65</priority>
  </url>

</urlset>
